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Shared Ownership Calculators
Not sure what you can afford to buy with Shared Ownership?
With our calculator, we can tell you
To get an indication of your affordability for Shared Ownership, simply enter your details below and we will do the sums for you.


How to use the Calculator
Using the Shared Ownership calculator is straightforward. To make things easier, you just need to ensure you know the following information first:

  • Your annual income
  • Any regular monthly outgoings – not including general living costs
  • Your deposit
  • Contract workers
  • The price of the property you are considering


  • We will then calculate what share you could have and how much monthly rent will be paid.

    Please note that different Shared Ownership Schemes will have different requirements.

    Get in touch once you are ready This calculator gives you an indication of affordability only, please speak to us for detailed information around the associated costs.

    Housing Association Rent


    The Housing Association rent is calculated on the share of the property that you don’t own – which is charged at 2.75%. For example, if you buy a 60% share of the home you pay 2.75% rent on the remaining 40%.

    Service charges vary depending on the scheme and property.

    Shared Ownership Mortgage Calculators
    Not sure if shared ownership is right for you?

    Book 30 mins call with our expert advisers


    Number of Applicants

    1
    2
    3+


    Do You Have Any Additional Income?
    (e.g. bonus, commission)







    Not sure if shared ownership is right for you?

    Book 30 mins call with our expert advisers


    What Will You Do Now?


    See Some Deals and Costs


    See what deals you could be eligible for and how much this would cost each month.
    Complete A Thorough Fact Find

    When you are ready, complete this more detailed affordability assessment so we can then get cracking and find the best deal for you. This takes a bit longer. About 15 mins or so and you will need to have documents to hand.
    Book an Appointment With An Adviser

    If you are ready to chat with one of our qualified mortgage advisers, then let's book an appointment.

    The market is busy, so let's not hang around.